СОВЕРШЕНСТВОВАНИЕ ИНСТРУМЕНТАРИЯ ОЦЕНКИ КАЧЕСТВА КРЕДИТНОГО ПОРТФЕЛЯ

Аннотация

The article discovers the methodological approaches to the loan portfolio quality evaluation. Their strengths and weaknesses are also described in order to develop the assessment tools of the loan portfolio quality which are based on building a predictive model of scenario methods and coefficient analysis. The important problem of the evaluation - lack of study and multi-purpose methods of analysis – was identified. Consequently, the method of the loan portfolio quality estimation was worked out and recommended for implementation in modern Uzbek bank to improve the credit department efficiency.