ТЕНДЕНЦИИ РАЗВИТИЯ МЕЖДУНАРОДНОГО СТРАХОВОГО РЫНКА И ИХ АДАПТАЦИЯ В УЗБЕКИСТАНЕ

Аннотация

This article examines modern trends in the development of the international insurance market and their adaptation to the conditions of the Republic of Uzbekistan. Key macroeconomic factors, digital transformations, and regulatory changes affecting the insurance industry are analyzed. Special attention is given to the need to implement international standards such as Solvency II, as well as the prospects for life and agricultural insurance in Uzbekistan. The study concludes with recommendations on digitalization, financial literacy improvement, and the enhancement of the regulatory framework in the insurance sector. Keywords: international insurance market, digitalization, macroeconomic factors, climate risks, Solvency II, Uzbekistan.