АНАЛИЗ ПРОБЛЕМ, СВЯЗАННЫХ С МЕХАНИЗМАМИ ФИНАНСИРОВАНИЯ С РАЗДЕЛЕНИЕМ РИСКОВ

Аннотация

This article explores the problems associated with the activities of risk-sharing financing models, primarily, in terms of Islamic financial instruments. It lists the disadvantages of risk-shifting mechanisms and the achievements of risk-sharing financing. Simultaneously, it discusses the main causes of problems with risk-sharing financing and strategies to eliminate them. It analyzes the problems connected with information asymmetry, moral hazard, adverse selection, principle-agent relations, and incentive structures. Keywords: PLS contracts, mudarabah, musharakah, murabahah, murabahah syndrome, informational asymmetry, adverse selection, principal, agent, incentive structures, moral hazard.