АКТУАЛЬНЫЕ НАПРАВЛЕНИЯ ФОРМИРОВАНИЯ БАНКОВСКОЙ ЭКОСИСТЕМЫ В СОВЕРШЕНСТВОВАНИИ ПРОЦЕССОВ МЕЖДУНАРОДНОЙ ТРАНСФОРМАЦИИ КОММЕРЧЕСКИХ БАНКОВ РЕСПУБЛИКИ УЗБЕКИСТАН

Аннотация

This article examines the concept of a banking ecosystem, the creation of a "banking ecosystem" as a modern model of international transformation processes in the activities of commercial banks in Uzbekistan and the processes of digital transformation of commercial banks. Is presented the role of the banking ecosystem in turning the banking industry into a kind of financial "supermarket" by radically changing the relationship between the bank and the client based on the organization of the banking ecosystem, increasing the prestige of the bank, rapid digitization of economic relations, expanding the offer of a wide range of banking and non- financial services to customers. The article puts forward scientific proposals that, with the widespread introduction of modern digital financial technologies, will lead to increased competition in the field of banking. Keywords: ecosystem, banking ecosystem, business models, marketplace, digital banking service.