The financial impact on modern youth: the example of students of technical universities

Аннотация

In this article the author analyzes the issues of financial literacy among stu- dents of a technical specialty, the correct distribution of finances, and the specifics of the introduction of digital literacy among young people. Key words: specialty, digitalization, harmonious development, financial literacy, effi- ciency, growth. The total technicalization of modern society has led to the destruction of tradi- tional value systems and the loss of spirituality. Violations of the principle of social justice in our country have shifted in public opinion the idea of professions of a creative nature (scientist, engineer, scientist, teacher) to the lower mark of pres- tige. The technocratic model of the specialist has exhausted itself. There was a need to strengthen the substantive parameters of the engineering activities of the humanitarian component: the understanding that every professional task has not only a rational solution but also a value-semantic component. Filling an engineer with the realities of professional life by the need to solve not only technical, but also universal problems, will allow him to overcome the pragmatism of thought, and move on to an inquiring and responsible construction of a modern picture of the world. Society sees a guarantee of self-preservation today in the education in the engineer of new personal qualities that reveal his humanity in any conditions. Against this background, the training of technical specialists who are able to com- bine professional competence with a stable civic position and high spiritual culture is relevant. In a technical university, the question of the unity of educational and spiritual practices of student youth can be resolved in the framework of spiritual lessons. Spirituality as a traditional subject of historical analysis is a necessary con- dition for the self-identification of a person and its harmonious development [1]. Spirituality is a person’s ability to be distracted from solving utilitarian problems and focus on considering important “life-meaning” issues. Spirituality contributes to the actualization of the dialogue between the individual and society in life and professional development. The man turns an external belonging to being into an internal value resource, allowing him to eliminate what threatens the survival of all mankind and social progress. Today, the role and place of spirituality in the mod- ernization of technical education should be emphasized, since knowledge of its scientific essence will allow the future specialist to self-determine the value choice «Yangi O‘zbekiston: Moliyaviy hisobotning xalqaro standartlarini joriy etishda muvaffaqiyatli 208 xalqaro tajriba» 16 dekabr, 2022 yil. of lifestyle, the criterion of welfare, and social well-being of not only a personal but also the whole society. The life position of youth is an important platform for understanding and ful- filling their role and purpose in life. A public opinion poll convincingly showed that the defining characteristic of the socio-political portrait of modern youth in Uzbekistan is its attitude to independence as the highest value, and support for the course of reforms. The results of youth surveys conducted over the years of independence allow us to note a high level of education. The main life principles of young Uzbek people are getting an education and profession, and self-improve- ment. The socio-cultural position of students of a technical university has its own spe- cifics. Unlike peers engaged in other activities (military service, labor), these young people are included in educational activities. The content side of the educational process and the attitude of students towards it should become the most import- ant moral value that combines their spirituality with professional competencies and determines their needs, interests, and life expectations in the future. Led by the President of Uzbekistan Shavkat Mirziyoyev, work is continuing to improve, restore and preserve our national spiritual heritage, develop science and education, and the head of our state constantly holds meetings on issues of in- creasing attention to young people, their wide involvement in culture, art and sports, the formation of skills in the use of information technology, the promotion of reading books among the young generation and the employment of women[2]. The value relation of a person to the world reveals spirituality both of himself and culture. Values are representations that reflect the value (positive or neg- ative) for a person of objects, events, or phenomena from the point of view of satisfying his needs and interests. The world of values is hierarchical. The ques- tion of distinguishing between higher and lower values is the question of the spiritual content of a person’s life. Higher values (truth, goodness, beauty, etc.) form the image of the due and the perfect. The phenomenon of spirituality is difficult to express in rational terms. You can only, as N.A.