OPPORTUNITIES AND ADVANTAGES OF FINTECH TECHNOLOGIES IN THE ACTIVITIES OF COMMERCIAL BANKS

Аннотация

Financial technologies (FinTech) have revolutionized the global banking landscape by introducing innovative, customer-centric, and technology-driven financial services. Commercial banks, once viewed as conservative institutions, are now actively integrating FinTech tools to enhance efficiency, reduce costs, and improve customer experiences. This article explores the key opportunities and advantages that FinTech technologies provide in the context of commercial banking operations, highlighting areas such as digital payments, lending, compliance, data analytics, and customer engagement.