Игамбердиева Дилшода Бахадировна Банковско-финансовая академия, Деловое администрирование (магистр делового администрирования – MBA) Студент банковского дела

Аннотация

This article examines the subtleties of retail payments in commercial banks of Uzbekistan. It also examines the theoretical and methodological foundations of retail solvency in commercial banks, the development of a national retail payment system, implementation strategies and related risk management, based on the study of foreign experience. In addition, it studies the evolution of retail payments in commercial banks and its important role in the economy. Based on the experience of developed countries, the factors affecting the increase in retail solvency in commercial banks of our country are analyzed econometrically. Keywords: retail payment system, commercial banks, P2P, QR-code payment, Gross domestic product (GDP), fixed capital investment (FDI), inflation, unemployment, real income of the population, Internet.