DIGITAL ECONOMY AND INCLUSIVE DEVELOPMENT: MODERN APPROACHES TO POVERTY REDUCTION.

Аннотация

Background: Digital transformation has rapidly altered economic and social landscapes, creating new pathways for inclusive development and poverty reduction worldwide. Objective: This paper reviews the impact of the digital economy on inclusive development, with a particular focus on modern approaches to poverty reduction. Methods: The study analyzes empirical data, international reports, and case studies from 2018 to 2024, prioritizing experiences from low- and middle-income countries. Results: Digital interventions—including mobile banking, e-government, and digital skills programs—have expanded access to finance, social protection, and employment opportunities. Yet, persistent digital divides related to access, affordability, and skills remain significant obstacles. Conclusion: To realize the full potential of digitalization in poverty reduction, countries must combine technological innovation with inclusive policies, infrastructure investment, and human capital development.