TADBIRKORLIK SUBYEKTLARI UCHUN LOYIHAVIY MOLIYALASHTIRISHDA BANK KREDITLARIDAN FOYDALANISH TAJRIBALARI VA ULARNI TAKOMILLASHTIRISH YO‘LLARI

Аннотация

This article is devoted to the study of the experience of using bank loans in project financing for business entities and ways to improve them. The article analyzes the importance of bank loans in the development of entrepreneurial activity and their role in the economic system. It also discusses practical experiences of using bank loans, obstacles in the process of obtaining loans, risk management methods and ways to improve credit policy. The article shows the importance of loans, state subsidies and guarantees provided by banks to support small and medium-sized businesses in Uzbekistan. 147 ILM-FAN VA INNOVATSIYA ILMIY-AMALIY KONFERENSIYASI in-academy.uz/index.php/si Keywords: Business entities, public financing, bank loans, financial resources, credit policy, risk management, banking system, small and medium-sized businesses, innovative credit products, state subsidies and guarantees, business plan, digital financial technologies, cooperation between banks and entrepreneurs, loan process, financial analysis, credit terms