ЗНАЧИМОСТЬ ПРОВЕДЕНИЯ ТРАНСФОРМАЦИОННЫХ ПРОЦЕССОВ В КОММЕРЧЕСКИХ БАНКАХ УЗБЕКИСТАНА В УСЛОВИЯХ ГЛОБАЛИЗАЦИИ И КОНКУРЕНЦИИ И ИХ ДАЛЬНЕЙШИЕ ПЕРСПЕКТИВЫ

Аннотация

The article discusses the importance of implementing transformation processes in Uzbekistan’s commercial banks under globalization and competitive conditions, as well as their future prospects. The study highlights the necessary changes for the successful operation of commercial banks in modern economic conditions, their ways of increasing competitiveness, and integrating into the global financial system. The article explores the challenges faced by Uzbekistan's banking system in the transformation process and examines the social, economic, and technological factors influencing this process. Recommendations are proposed for introducing new technologies, developing digital banking services, and ensuring the financial stability of banks. Furthermore, the future prospects of Uzbekistan's commercial banks in the context of global competition are analyzed, with measures proposed for strengthening the financial stability of the country's banking system. Keywords: globalization, competition, commercial banks, transformation, banking system, digital technologies, financial stability, banking reforms, digital services.