TIJORAT BANKLARINING KREDIT SIYOSATINI TAKOMILLASHTIRISH

Аннотация

This article will consider the issues of improving the credit policy of commercial banks. The article analyzes the essence of credit policy, its importance in banking and directions of improvement. Based on the analysis of the literature, the main directions for improving credit policy have been identified and their effectiveness has been evaluated. As a result, recommendations have been developed aimed at improving the credit policy of commercial banks. Keywords: commercial banks, credit policy, credit portfolio, risk management, credit scoring, digitization.