TIJORAT BANK BIZNESINI INNOVATSION G'OYALAR ASOSIDA RIVOJLANTIRISH

Аннотация

This article investigates the development of commercial banking driven by innovative ideas. In recent years, technological advances and shifts in consumer expectations have forced traditional banks to rethink their business models. This paper examines how innovations such as digital banking platforms, fintech partnerships, blockchain technology, artificial intelligence (AI), and data analytics contribute to improving operational efficiency, enhancing customer experience, and driving business growth. The analysis highlights key strategies banks use to integrate innovations and the results of these strategies on financial performance and customer engagement. Key words. Commercial banking, innovation, fintech, blockchain, artificial intelligence, digital banking, customer experience, operational efficiency. 110 https://universalpublishings.com МЕДИЦИНА, ПЕДАГОГИКА И ТЕХНОЛОГИЯ: ТЕОРИЯ И ПРАКТИКА Researchbib Impact factor: 11.79/2024 SJIF 2024 = 5.444 Том 2, Выпуск 10