RESPUBLIKAMIZDA KO’CHMAS MULK BOZORINI RIVOJLANTIRISHDAGI MUAMMOLARI VA ULARNING INNOVASION YECHIMLARI

Аннотация

This article analyzes the current state, challenges, and prospects of the real estate market in Uzbekistan. The research examines the main factors shaping the market, including population growth, urban policy, investment climate, and the implementation of digital management systems. Based on statistical data from 2020–2025, government regulations, and international experiences, the study identifies that Uzbekistan’s real estate market is undergoing active diversification but still faces several challenges such as insufficient legal framework, incomplete digitalization of the cadastre, and weak social housing policy. Proposed solutions include the establishment of a unified digital platform, transparent investment mechanisms, and modernization of the national housing policy to ensure sustainable market development. Key words: Real estate market, investment, digital management, housing policy, urban development, analysis, economic growth, regulatory framework, cadastre system, social housing, sustainability, supply and demand, urbanization, state policy, innovation, legal environment, market mechanism, financial stability, private sector, public participation, construction industry, population growth, digitalization, housing stock, economic reform, financial infrastructure, government program, rental market, pricing policy, investment risk, mortgage lending, cadastral data, economic policy, global experience, market stability, analytical approach, management efficiency, international cooperation, property rights, sustainable development.