KICHIK BIZNES VA XUSUSIY TADBIRKORLIK SUB’YEKTLARINI QO‘LLAB-QUVVATLASHNI TAKOMILLASHTIRISH (AT “XALQ BANKI” MISOLIDA)

Аннотация

This article analyzes the economic significance of the processes of developing small businesses and private entrepreneurship in the Republic of Uzbekistan, the current state and prospects of their financial support using the example of JSC "Xalq Bank". During the study, the effectiveness of credit, microfinance and advisory services provided to small businesses was assessed, existing problems and ways to eliminate them were studied. The article also puts forward proposals for digitizing financial support for small businesses in the activities of Xalq Bank, simplifying the microcredit system and introducing new financial instruments based on international experience. The results of the study serve to strengthen the role of the banking and financial system in the development of small businesses, increase economic activity and ensure employment. Keywords: small business, private entrepreneurship, financial support, lending, digital finance, Xalq Bank, innovative services.