O‘ZBEKISTON TIJORAT BANKLARIDA VALYUTA POZITSIYASINI BOSHQARISH YO'LLARI

Аннотация

This scientific article covers the issues of currency position management in commercial banks of Uzbekistan. The economic essence of the currency position, its role in banking activities and its impact on the national financial system are analyzed in depth. Open and closed currency positions in the activities of commercial banks, the risks associated with them and methods for minimizing them are also considered. The research process was based on regulatory and legal documents of the Central Bank of the Republic of Uzbekistan, international standards (Basel Committee recommendations) and statistical data for 2020–2024. As a result, the main ways to effectively manage currency positions in commercial banks are natural hedging, the use of derivative instruments, diversification of assets and liabilities, and the need to strengthen the internal risk management system. The author has developed proposals to reduce currency risks, introduce international experience, and develop a monitoring system based on modern digital technologies. Keywords: commercial banks, currency position, open position, closed position, currency risk, risk management, derivatives, Basel Committee.