SCORING MODEL- A DIGITAL TECHNIQUE OF CREDITWORTHINESS VALUATION

Аннотация

The main issue for all creditors in the Republic of Uzbekistan is how to effectively lend to companies, with adequate increase of rate of return. Specifically, commercial banks are using traditional credit analysis methods, which are very slow, simple and expensive, or on the other hand using one of the world most developed models for assessing company's creditworthiness, which are still not adapted to the characteristics and performance of national business ventures.