TIJORAT BANKLARINING MUAMMOLI KREDITLARINI KAMAYTIRISH YO'LLARI

Аннотация

Problematic loans for commercial banks are one of the main factors that threaten the profit and financial stability of banks. This article will analyze ways to reduce problematic loans of commercial banks. Key measures included implementing effective credit management, improving credit quality, strengthening the solvency assessment system, and implementing advanced technologies to reduce risks. Also, the transparency of contracts between creditors and customers and the refinement of risk management mechanisms play an important role in reducing the level of problematic loans. https://scientific-jl.org/obr 6 1 Выпуск журнала №-69 Часть–4_ Мая –2025 ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ 2181-3187 Keywords: commercial banks, problem loans, credit management, credit risks, solvency, risk management, credit policy, Risk Reduction, Credit Quality Improvement.