TIJORAT BANKLARIDA KOMPLAYENS NAZORAT TIZIMINI TAKOMILLASHTIRISH MASALALARI

Аннотация

This scientific article provides an in-depth analysis of the importance of the compliance control system in the activities of commercial banks, its role in the modern financial system, current problems and areas for improvement. Compliance is a systematic approach aimed at ensuring that all operations and areas of activity of a bank comply with legislation, international standards and internal policies, and the article extensively covers the conceptual foundations, tasks and functions of this system. The study examined the organizational structure of compliance departments in commercial banks of Uzbekistan, their independence, existing technical and human resources, as well as the level of compliance with the requirements of the regulator. The results of the analysis showed that in some cases the compliance function is confused with control and audit departments, insufficient implementation of a risk-based approach and the lack of modern information systems. In general, the article serves as an important scientific and practical basis for the formation of a legal, transparent, financial stability and international trust environment in banking through compliance control. This research proposes comprehensive approaches to ensuring bank management, internal control systems and financial security. 337 ResearchBib IF - 11.01, ISSN: 3030-3753, Volume 2 Issue 7 Keywords: Compliance control, commercial banks, compliance system, internal control, financial security, FATF, AML/CFT, legal compliance, risk-based approach, banking, international experience, bank management, regulatory requirements, artificial intelligence, financial monitoring, banking risks, suspicious transactions, digital technologies.