THE IMPACT OF DIGITAL TRANSFORMATION ON UZBEKISTAN’S ECONOMY: ANALYSIS AND PROSPECTS

Аннотация

This article analyzes the impact of digital transformation on Uzbekistan’s economic development, with particular attention to structural reforms, sectoral digitization, and future prospects for inclusive growth. It examines how digital technologies—such as e-governance, fintech, and e-commerce—are altering traditional economic models, increasing productivity, and fostering transparency. Drawing on official statistics, policy documents, and expert assessments, the study highlights both achievements and limitations in Uzbekistan’s digital journey. The findings indicate that digitalization has spurred improvements in financial inclusion, public service delivery, and entrepreneurship, yet challenges remain regarding infrastructure disparities, digital literacy, and regulatory adaptation. The paper adopts a mixed-method approach combining quantitative analysis with comparative insights from global benchmarks. It concludes with strategic recommendations to accelerate Uzbekistan’s transition into a sustainable, knowledge- based digital economy while minimizing digital divides and institutional gaps. Keywords. Digital transformation, Uzbekistan economy, e-governance, fintech, digital infrastructure, ICT development, economic modernization, innovation, digital inclusion, future economy.